Draftline Capital LLC ("Draftline Capital," "we," "us," or "our") is committed to protecting the privacy of visitors to draftlinecap.com (the "Site") and applicants for our lending products. This Privacy Policy describes the types of information we collect, how we use and share that information, your rights with respect to that information, and how to contact us with questions or requests.
By using the Site or submitting an application, you agree to the collection and use of information in accordance with this policy. If you do not agree, please do not use the Site.
When you submit an inquiry or application through the Site, we may collect:
We collect only the information you choose to provide. Submission of financial documentation is voluntary and occurs only if you proceed beyond initial inquiry.
When you visit the Site, we and our service providers may collect certain information automatically, including:
The Site uses Plausible Analytics, a privacy-focused analytics provider that does not use cookies, does not track users across websites, and does not collect personally identifiable information. Plausible processes aggregate traffic data only. For more information, see plausible.io/privacy.
We do not collect credit card or payment information directly on the Site. We do not use third-party advertising networks or cross-site tracking cookies. We do not sell your information to data brokers.
We use the information we collect for the following purposes:
We do not use your personal information for automated decision-making that produces legal effects without human review.
We do not sell your personal information. We may share your information in the following circumstances:
If a loan is originated, we may share necessary information with counterparties involved in structuring, closing, or servicing the loan, including co-lenders, legal counsel, and escrow or payment processing agents.
We work with third-party vendors who assist in operating the Site and our business, including web hosting (Netlify), analytics (Plausible), and email delivery. These providers are bound by confidentiality obligations and are not permitted to use your information for their own purposes.
We may disclose information when required to do so by law, court order, regulatory authority, or when we believe in good faith that disclosure is necessary to protect our rights, prevent fraud, or respond to a government request.
In the event of a merger, acquisition, or sale of substantially all of our assets, your information may be transferred as part of that transaction. We will notify you of any such change.
If you are a California resident, you have the following rights under the California Consumer Privacy Act of 2018 (CCPA), as amended by the California Privacy Rights Act (CPRA):
You have the right to request that we disclose the categories and specific pieces of personal information we have collected about you, the categories of sources from which it was collected, the purposes for collection, and the categories of third parties with whom we share it.
You have the right to request deletion of personal information we have collected about you, subject to certain exceptions (including information needed to complete a transaction, comply with a legal obligation, or exercise our legal rights).
We do not sell or share your personal information for cross-context behavioral advertising. No opt-out is currently required because we do not engage in these activities.
You have the right to request correction of inaccurate personal information we maintain about you.
We will not discriminate against you for exercising any of your CCPA rights. We will not deny services, charge different prices, or provide a different level of service based on your exercise of privacy rights.
To exercise any of the above rights, contact us at privacy@draftlinecap.com PLACEHOLDER — confirm email is monitored. We will verify your identity before processing your request. We will respond within 45 days as required by law, with a possible 45-day extension if necessary.
As a private lending firm, Draftline Capital may be subject to the Gramm-Leach-Bliley Act (GLBA), which governs the collection and disclosure of consumers' nonpublic personal financial information. We collect financial information only to evaluate and service loan applications. We do not disclose nonpublic personal financial information to non-affiliated third parties except as permitted by law (including for loan servicing, legal compliance, and fraud prevention) and as described in this policy.
PLACEHOLDER — Counsel should confirm GLBA applicability, required annual notice, and opt-out procedures based on Draftline's actual lending structure and state licensing.
We retain personal information for as long as necessary to fulfill the purposes described in this policy, comply with our legal obligations, resolve disputes, and enforce our agreements. For loan applicants who do not proceed to closing, we generally retain inquiry information for up to 24 months — confirm with counsel. For originated loans, we retain records for the period required by applicable lending and financial recordkeeping laws.
The Site is served exclusively over HTTPS with HTTP Strict Transport Security (HSTS) enforced. We implement industry-standard technical and organizational measures to protect your information against unauthorized access, disclosure, alteration, or destruction. These measures include encrypted data transmission, access controls, and regular security review of our systems and service providers.
No method of electronic transmission or storage is 100% secure. While we work to protect your information, we cannot guarantee absolute security. If you have reason to believe that your interaction with us is no longer secure, please notify us immediately at privacy@draftlinecap.com.
The Site is not directed at individuals under the age of 13, and we do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will delete it promptly.
For NIL athletes and other individuals under the age of 18: we may process information from minors in connection with legitimate NIL lending arrangements. In such cases, we require that a parent or legal guardian review and consent to the application on behalf of the minor, and we take additional care to handle information from minors in compliance with applicable law. PLACEHOLDER — Counsel should confirm age verification requirements for NIL lending in applicable states.
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or operational structure. When we make material changes, we will update the "Effective Date" at the top of this page. Your continued use of the Site after any update constitutes your acceptance of the revised policy. We encourage you to review this page periodically.
For questions, concerns, or to exercise your privacy rights, contact us at: